If you are looking for credit cards for good credit or something that can make your finances easier, you’re in for a host of surprises. Do you know what the average interest rate on a credit card is these days? If we look at the current market trends, the rate has never been higher. It was only last year when it stood at 15.18 percent which is almost two points lower than what we see now. For most of the credit cards out there the maximum recorded value of the interest rates has come to new highs. You will be shocked to know that the average maximum APR now is 24.45 % right now. Do You Know Why You Get Charged Interest On Your Credit Card? Any credit card user will be charged interest on their cards if and when they fail to pay the full balance from their previous billing cycle. This happens quite frequently with credit card users and they often see that their next credit card statement includes an interest charge for the amount that is still unpaid. Also, you might tend t