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Showing posts from 2019

Get Freedom From Your Debt Sooner With A Credit Card For No Credit

Even when you have a credit card with low interest in your pocket, it is better to just keep your sanity intact and be in control if you really want to improve your finances. You shouldn’t have to be reminded what got you here in the first place. So if you are thinking of splurging, hold that thought and try to recall for what you got your credit card for no credit to begin with. These are there to help you out and guide you to achieve a better financial position.  Don’t Refrain From Paying More Than Just The Minimum Whenever you make your monthly credit card payments, you come across a set minimum amount that you can pay. This is just there so you can avoid late fees and that prevents you from losing your incentives. Now, the right way to go about it is to use this facility for the month where you feel you are heading towards tighter days. When you are on a limited budget, you should aim for just the minimum but it is never a wise idea to stretch that over a long perio

How Easy It Is To Get Into Debt!

When Repaying Your Debt Is Hard Are you sinking into overwhelming debt? It is extremely simple to let that happen. As a beginner cardholder, you start out with a very low credit card limit. But as time passes by it typically rises. This is what makes overcharging all the more lucrative. This makes paying down debt even more difficult because of the rising balance, the compounding interest and increase in your payments. We All Know That Debts Affect Our Credit Score But How?  Shouldn’t it be the reason for financial institutions to go easy on us? They should understand that we are going through a financial crisis and that we are honest, hardworking beings who are going to repay their money sooner or later with the interest. Well, this might be true but sadly it is not how the world functions. Your credit score is very important and yet easily affected by your debt. Owning a Mastercard credit card or a no interest rate credit card might prove to be useful in gettin

No Annual Fee Credit Card – When You Need It?

A credit card is an essential tool for paying all unexpected expenses. It offers amazing benefits as compared to other payment methods like an opportunity to build a good credit history. Different credit card options are there and many of these also carry no annual fees. A no annual fee credit card allows you to save money on the additional cost of maintaining the credit card.  When You Need a No Annual Fee Credit Card? When you don’t have the best credit card history. At that time, you have to settle for the cards designed for poor or limited credit. When you want to earn more reward options. When you want to enjoy various travel benefits that come along with no annual fee credit card. When you want to enjoy special credit card features like the ability to transfer the points. Who Can Go With No Annual Fee Credit Cards? Credit cards with no annual fees are designed for individuals with different credit histories. An individual with bad or limited cred

A Few Interesting Facts About Low Interest Credit Cards

If you are looking for credit cards for good credit or something that can make your finances easier, you’re in for a host of surprises. Do you know what the average interest rate on a credit card is these days? If we look at the current market trends, the rate has never been higher. It was only last year when it stood at 15.18 percent which is almost two points lower than what we see now. For most of the credit cards out there the maximum recorded value of the interest rates has come to new highs. You will be shocked to know that the average maximum APR now is 24.45 % right now. Do You Know Why You Get Charged Interest On Your Credit Card? Any credit card user will be charged interest on their cards if and when they fail to pay the full balance from their previous billing cycle. This happens quite frequently with credit card users and they often see that their next credit card statement includes an interest charge for the amount that is still unpaid. Also, you might tend t